Apple , la sua carta prepagata e i pagamenti peer-to-peer

Un rumor afferma che Apple starebbe realizzando un servizio con la possibilità di inviare e ricevere denaro da persone , integrato con Apple Pay e magari con iMessage .

Secondo la fonte Apple annuncerà questo servizio nell’evento di Settembre insieme ai nuovi iPhone.

Apple’s on-again, off-again flirtation with building its own money-transfer service appears to be back on.

The company has recently held discussions with payments industry partners about introducing its own Venmo competitor, according to multiple sources familiar with the talks. The service would allow iPhone owners to send money digitally to other iPhone owners, these people said.

Il servizio potrebbe includere , in collaborazione con Visa , una carta prepagata virtuale da abbinare ad Apple Pay che funzionerebbe sia con Apple Pay che con il servizio peer-to-peer di Apple , tutto gestito dai server di Visa .

Quindi un utente riceverebbe del denaro per esempio da un amico per poi spenderlo con il servizio di Apple Pay collegato con la carta .

The potential of Apple getting its own debit card, however, is not sitting well with some bank executives, sources told Recode. Some plan to raise their concerns with Visa next week during an annual summit that the credit card company is hosting for its bank partners.

“Banks spent heavily in insuring their cards were top of wallet when they all built and rolled out Apple Pay,” said Cherian Abraham, a digital payments executive at Experian. “So it’s justifiable to be concerned that Apple will have its own card and could potentially be top of wallet. If you are top of wallet, you are top of mind.”